Recordkeeper
Payroll-to-recordkeeper, fully automated
Replace manual file exchanges with automated, bi-directional recordkeeper connectivity. Built for payroll providers, TPAs, and the sponsors they serve.
Streamlined onboarding
Plan sponsors connect payroll to their 401(k) recordkeeper in a few clicks—no IT tickets, no back-and-forth. Finch handles authentication and setup so you’re up and running in minutes.
Ongoing Contribution Syncs
After every payroll cycle, contribution data flows to the recordkeeper automatically. Pre-tax, Roth, employer matches, and loan repayments are all handled—no manual files, no reconciliation, no re-keying.
Election Changes
When an employee updates their deferral rate or investment election in the recordkeeper, those changes flow back to payroll automatically—no exported reports, no chasing HR, no missed updates.
Less work. Fewer errors. Zero delays.
No more exporting files or re-keying elections. Finch handles two-way syncing automatically.
Avoid missed elections, incorrect amounts, and late submissions that come with manual workflows.
Syncs run automatically in both directions. Plans and elections stay current—no chasing deadlines.
Use cases
Built for the retirement ecosystem
Payroll Providers
Offer recordkeeper connectivity as a native feature of your platform. One Finch integration connects your clients to a growing network of recordkeepers.
Third-Party Administrators & Advisors
Automate the payroll-to-recordkeeper workflow for every client you serve. Stop managing files client-by-client, cycle-by-cycle.
Plan Sponsors
Connect once and your payroll and retirement plan stay in sync. No file uploads. No manual work.
Leaders in employment data security at scale
We follow enterprise-grade compliance standards and best-in-class encryption protocols to keep PII safe.
Ready to unlock Recordkeeper Connectivity?
The only unified API for the entire recordkeeper network.