Complete visibility into benefit plans and enrollments

Enable any customer to connect their ben admin system to your app for authoritative plan, enrollment, and dependent data that’s always up to date.

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API docs

Enrollment truth is trapped in ben admin systems

The system of record already knows who's enrolled and who's covered. Finch is how you access it, on demand.

EDI and file feeds managed by IT
Slow, manual set up and file testing
Stale eligibility and coverage
Limited view of covered dependents
Without Finch
One integration across every system
Easy setup for customers
Authoritative enrollment, from the source
Coverage detail down to the dependent
With Finch

One API for payroll, HR,
and benefits data

Onboard in minutes

Give employees and members a clear view of their plans, coverage tiers, and covered dependents, pulled from the source of record.

Enroll more employees

Compare who's eligible to who's enrolled to power reminders and counselor workflows, or spot cross-sell opportunities for voluntary benefits.

Improve claims accuracy

Quickly verify that an employee or dependent was covered at claim time, and calculate payouts based on eligible earnings.

What's in the data

Your customer's benefit catalog

Every plan the company offers, with type, carrier, plan year, and the coverage tiers available.

Plan Type
Carrier
Plan Year
Coverage Tiers
Deduction Code
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Who's enrolled, and at what tier

Each employee's enrollment in a plan: status, coverage tier, effective dates, contributions, and the dependents covered.

Coverage Tier
Coverage Dates
Contributions
Status
Covered Dependents
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Who's covered under an enrollment

The spouses and children covered under each enrollment. Dependent data is permissioned separately.

Dependent Name
Date of Birth
Gender
Relationship
Enrollments
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Benefits vs
Deductions

Which product is right for me?

See who's enrolled in which plans

Read authoritative plan and enrollment records from the ben admin system.
Benefits

Manage payroll-side payments

Create and change the pre- and post-tax contributions deducted each pay period.
Deductions

"We evaluated several vendors for dependent data, and Finch stood out for its transparency. Being able to see the specific data points available from each HRIS before building the integration was especially important to us."

Alexander Hedrevich
CEO, DependentsAudit

We power the world of work

Deliver better employer and employee experiences with fast, secure integrations to your customers' systems of record.

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Insurance

Confirm coverage, plan, and tier on any date for group, life, disability, and supplemental claims.

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Health Benefits

Show members their plans and dependents, and flag anyone who hasn't enrolled.

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Financial Wellness

Guide employees to the right coverage with a clear view of what they're enrolled in.

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HR Technology

Give admins one accurate view of enrollments and dependents across systems.

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The industry's largest provider network

Today we’re focused on HCM systems with a ben admin module alonside HR and payroll. More providers on the way.

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Secure by design

Best-in-class security controls to keep employee data safe.

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Independently audited for SOC 2 Type II and compliant with CCPA, GDPR, and HIPAA.

Data is protected with AES-256 at rest and TLS 1.2+ in transit—the same standards trusted by banks.

Our intrusion detection systems and on-call team ensure security alerts are acted on immediately.

Hosted on industry-leading cloud infrastructure built for performance, reliability, and safety.

See who's covered, from day one

Enable any customer to connect their benefits system and build on authoritative enrollment data.

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API docs