Payroll Integrations for ICHRA Benefits

One API integration with Finch helps you integrate with your customers' HRIS and payroll systems, so you can streamline employer onboarding, ICHRA benefits enrollment, and deductions management.

  • Read and write organization, census, and pay data in one, unified format
  • Onboard employers faster, read granular payroll data, and automate deductions management
  • Win more customers and shorten time-to-revenue with scalable integrations

One platform, 250+ providers 

One platform

250+ providers

Grow faster with HR and payroll connectivity

Unlock organization, pay, and benefits data from the industry's largest HRIS and payroll provider network.

Support more integrations with Finch

Support more integrations, faster

Win more customers with the integrations they need––we handle build and maintenance work for you.

One unified format,
less manual work

Finch transforms the data from each provider into a standard data format that’s easy to use.

Keep your data secure at scale

We follow enterprise-grade compliance standards and best-in-class encryption protocols to keep PII safe.

Serving startups, Fortune 500s, and everyone in between

HUB International
Vanta
Branch
Sequoia
Brex
Millman
Tokio Marine
Coinbase
Morningstar
SecureFrame
Mercury
Betterment
Awardco
Ameritas
HUB International
Vanta
Branch
Sequoia
Brex
Millman
Tokio Marine
Coinbase
Morningstar
SecureFrame
Mercury
Betterment
Awardco
Ameritas

Payroll integrations made for HSAs, FSA, HRAs, and more.

Benefits platforms need frequent updates on employee eligibility and elections, but manual data entry, CSV uploads, and SFTP too often lead to delays, errors, and a poor user experience. With Finch, you’re instantly compatible with the largest network of payroll providers in the industry. Help employers onboard quickly, enroll new employees as they join, and update contributions and deductions automatically.

Why use Finch to integrate with payroll systems?

  • Enroll employees and manage deductions automatically: Enroll employees into benefits and customize their payroll deductions. With Finch, you have the flexibility to update deduction amounts each payroll cycle.
  • Streamline employer onboarding and compliance testing: Access detailed YTD payroll history from each system of record and confirm who is actively enrolled in each benefit.
  • Never ask for a payroll file again: Request census data from payroll systems automatically, and skip the SFTP set up process and eliminate manual data entry or file uploads.
  • Increase data quality and timeliness: Receiving payroll files through SFTP or manual upload too often leads to errors and delays. Increase data accuracy through our secure, automated integrations.
  • Receive standardized census and payroll data across providers: Finch standardizes the data, so you don’t have to worry about fixing files.

What deductions can you use Finch to get access to?

  • Health Savings Account (HSA)
  • Flexible Spending Accounts (FSA)
  • Health Reimbursement Accounts (HRA)
  • Qualifying Small Employer HRAs (QSEHRA)
  • Individual Coverage HRAs (ICHRA)
  • Commuter / Parking / Public Transit benefits
  • Wellness / Gym membership stipends
  • Employer Incentivized Savings Accounts (ISA)
  • Emergency Savings Accounts (ESA)
  • Emergency Assistance Funds (EAF) / Employee Crisis Funds / Employee Relief Funds
  • And more!

Employment infrastructure that powers your use case

Unlock organization, pay, and benefits data from the industry's largest HRIS and payroll provider network.

Talk to our team

401(k) & Retirement

Streamline recordkeeping, 3(16) compliance testing and year-end audits for sponsors.

“401(k)” retirement icon with piggy bank

Employee Benefits

Simplify onboarding, administration, and deductions for employer-sponsored benefits.

Icon showing a star within a circle in blue

B2B Fintech

Help finance teams with analysis and forecasting with visibility into each pay run.

Dollar sign logo with circle border

Insurance

Power quoting and pay-as-you-go models with insights into HR and payroll data for employers.

Paychex Flex logo wordmark

HR Technology

Power HR automation with a live view into employee directories and access to company info.

“HR tech” icon: circuit-like chip inside a square

Tax & Compliance

Help employers apply for tax credits with access to employee directory and payroll data.

“Tax and compliance” icon with scales and document motif

Why Finch?

A win-win for sales, engineering, and operations

67%
Increase in average deal size with integrations powered by Finch
$800k
Saved in integration costs, and reallocated to the roadmap
80hrs/week
Saved on manual operations and payroll data management

Data on the whole organization

Never miss a new hire, termination, or address change with real-time visibility into HR and employee data.

  • Company and bank info
  • Active employee directory
  • Employment and demographic data

No more payroll file uploads

Sync data directly from payroll systems for the most accurate view into individual and company financial data.

  • Payroll reports
  • Employee paystubs
  • Pay groups

Modify contributions & deductions

Create and manage employer contributions and employee deductions in the payroll system.

  • Configure 401(k), S125, and other benefits
  • Auto-enroll participants
  • Make changes each pay run

Extract data from tax documents

Speed up onboarding and operations with access to W-4 forms and other tax documents.

  • Tax filing status
  • Dependent claims and credits
  • Withholding details

Ready to get started?

Learn how to make integrations your competitive advantage.

Talk to our team
Finch Dashboard Platform Demo